6 ways to get through a budget crunch
I have come up with 6 ways to help you guys as well as myself save money. It's things that I have been doing since I had to budget myself. These are not fashion related, but it's things that we do mindlessly without even considering our options!
1. PUT THE SODA DOWN
Tea is a much cheaper and healthier choice. A box of 100 lipton tea bags go for about $3. If you have a mug at work or invest in one of those hot/cold mugs, you'll be having tea for days and saving yourself a lot of $1.50's. Do the math 3 tea bags a day are still cheaper than buying one Rockstar, Coke or Pepsi.
2. HAVE AN APPLE
Or any other fruit that you like instead of a bagel or donut at breakfast. My coworker boasts that she can buy an apple for 50 cents which is true! Especially on Kings Highway by E18th st. Make it a point to shop around!
3.COUNT YOUR CALORIES, WATCH YOUR CASH
It seems like the higher something is in calories the more expensive it is. It's logic watching your calories could definitely be saving you cash, that is unless of course you're eating organic food. Opt going to the fish market, in the place of Pathmark or the meat market instead of your nearest Associated. They might require you to buy a little bit more but meat can last a long time in the deep freezer.
4.DON'T GYM IT
I know that sounds absurd but all of us city dwellers have gyms in our front yards. Public parks that is, take a walk or a jog in one of the parks and WALK to get there don't take a cab. It's free and you're saving that $20 a month membership for that gym you have to drive or take the train to.
5.RESIST THE BEST SELLERS LIST
Some of us get caught up in the hoorah of Oprah's new book list or the NYTimes, there's nothing wrong than reading a classic. Head to the library and pick up a few books! *for my gadget girls: don't buy a kindle! If you own an Iphone or any of the Android phones there are APPLICATIONS you can download to read books! I have WATTPAD and it even lets you have the option of reading material OTHER people like yourself have written!
6. THE CULPRIT: THAT PHONE BILL
Getting a phone bill that is above $70 doesn't even shock half of us anymore. That's a problem! See if there is anyway to save money. If you're a texter get 300 minutes and unlimited texts rather than 5,000 minutes and 1,000 text messages. Learn about that google voice service to see if that's an option for you. If you hardly use the internet, DON'T GET IT. Try and get a home phone to pick up the slack where your phone provider lacks (oh snap that rhymes!)
1. PUT THE SODA DOWN
Tea is a much cheaper and healthier choice. A box of 100 lipton tea bags go for about $3. If you have a mug at work or invest in one of those hot/cold mugs, you'll be having tea for days and saving yourself a lot of $1.50's. Do the math 3 tea bags a day are still cheaper than buying one Rockstar, Coke or Pepsi.
2. HAVE AN APPLE
Or any other fruit that you like instead of a bagel or donut at breakfast. My coworker boasts that she can buy an apple for 50 cents which is true! Especially on Kings Highway by E18th st. Make it a point to shop around!
3.COUNT YOUR CALORIES, WATCH YOUR CASH
It seems like the higher something is in calories the more expensive it is. It's logic watching your calories could definitely be saving you cash, that is unless of course you're eating organic food. Opt going to the fish market, in the place of Pathmark or the meat market instead of your nearest Associated. They might require you to buy a little bit more but meat can last a long time in the deep freezer.
4.DON'T GYM IT
I know that sounds absurd but all of us city dwellers have gyms in our front yards. Public parks that is, take a walk or a jog in one of the parks and WALK to get there don't take a cab. It's free and you're saving that $20 a month membership for that gym you have to drive or take the train to.
5.RESIST THE BEST SELLERS LIST
Some of us get caught up in the hoorah of Oprah's new book list or the NYTimes, there's nothing wrong than reading a classic. Head to the library and pick up a few books! *for my gadget girls: don't buy a kindle! If you own an Iphone or any of the Android phones there are APPLICATIONS you can download to read books! I have WATTPAD and it even lets you have the option of reading material OTHER people like yourself have written!
6. THE CULPRIT: THAT PHONE BILL
Getting a phone bill that is above $70 doesn't even shock half of us anymore. That's a problem! See if there is anyway to save money. If you're a texter get 300 minutes and unlimited texts rather than 5,000 minutes and 1,000 text messages. Learn about that google voice service to see if that's an option for you. If you hardly use the internet, DON'T GET IT. Try and get a home phone to pick up the slack where your phone provider lacks (oh snap that rhymes!)
Yes to #5! I am an avid reader and I have Kobo on my Blackberry as well as Stanza on my iPod Touch. The great thing is these apps link you to databases where you can get tons of titles for free. And it beats balancing a 300 page hardcover in one hand while you're on a standing room only train ride.
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yeap, son I'm guilty of killing my battery in 4 hours. Those trips to queens, this phone does me JUSTICE. I can listen to music read and still have one hand free. POW!
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